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To Rent or To Buy a Cadence Home? Here’s How to Decide

When it comes to choosing your next home, there’s no one-size-fits-all path—especially in a vibrant 55+ community like Cadence. Whether you’re eyeing a brand-new Cadence community or exploring one of our established, sold-out communities, the good news is you’ve got options: rent or buy.

So how do you decide which option is best for this chapter of your life? Let’s explore what it means to rent versus buy at Cadence—and how either choice leads to the same incredible lifestyle.

The Housing Landscape at Cadence

Cadence communities are designed with flexibility and long-term livability in mind. In our newest communities, you have the option to buy or lease a home. If you’re exploring one of our sold-out communities, renting or purchasing a resale home is the perfect way to join the Cadence lifestyle.

This variety means you’re not locked into one specific path—just the lifestyle that fits you best. Whether you’re just discovering Cadence or have been dreaming about joining one of our communities, there’s a way to make it happen.

Cost Comparison: Rent vs. Mortgage

Financially, renting and buying at Cadence can be surprisingly similar. In fact, many of our renters and homeowners pay comparable monthly amounts.

Renting typically includes bundled costs like HOA dues and, in some cases, select utilities, making the payment a little higher but more predictable. Owning a home may offer a lower monthly mortgage, but expenses such as HOA fees, insurance, taxes, and maintenance may be paid separately.

Renting provides simplicity and transparency, while buying offers long-term value. Both options are designed to support your lifestyle and financial goals.

Amenities and Community Access

No matter how you move into Cadence—whether as a renter or an owner—you gain full access to all the community perks that make life here so fulfilling.

This includes:

  • Beautiful clubhouses
  • Resort-style pools & spas
  • Fitness centers
  • Scenic walking paths
  • Community events and clubs
    • Cadence at Bainbridge & Century Farm have a dedicated Lifestyle Director to program these events and clubs.

At Cadence, there’s no division between renters and owners. Our communities are intentionally designed to foster inclusivity, connection, and a seamless living experience for all residents.

Lifestyle Considerations: What Fits You Best?

Here’s a quick breakdown of the lifestyle benefits that might help you lean one way or the other:

Renting might be right for you if:

  • You’re looking for maximum flexibility and ease.
  • You want to try out the Cadence lifestyle before buying.
  • You’d rather not take on the responsibilities of home maintenance.
  • You prefer a shorter-term commitment.

Buying might be right for you if:

  • You’re ready to settle into your forever home.
  • You want to continue building equity and have long-term cost control.
  • You enjoy personalizing and customizing your living space.
  • You’re seeking long-term stability in a community you love.

Final Thoughts: It’s All About Preference

There’s no wrong answer here—just the right fit for you. Whether you rent or buy at Cadence, you’re joining a welcoming, engaged community that’s built for connection, activity, and peace of mind.

You don’t have to compromise your lifestyle to find the right living situation. Cadence offers the flexibility to choose what aligns with your current season of life, knowing that either option delivers the same high-quality experience.

Come See Cadence for Yourself

Still deciding? The best next step is to experience Cadence firsthand.

No matter which path you choose—renting or buying—you’re welcome at Cadence.

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